<Title>Medicare and Skin Cancer Screenings: What You Need to Know</Title>

Summer's Sun and the Rising Concern of Skin Cancer

With summer just around the corner, many find themselves enjoying the sunshine. However, this increased sun exposure also brings the heightened risk of skin cancer, especially for those over 65. While skin cancer is prevalent, early detection can significantly improve outcomes. The good news is that Medicare covers many essential detection and treatment services, offering peace of mind and access to vital care.

Medicare Coverage for Skin Cancer Detection

• Medicare covers medically necessary services for skin cancer detection and treatment, which includes doctor visits if there's a suspected case, biopsies, and related treatments.

Understanding Cost-Sharing and Preventive Care

• After meeting the deductible, patients typically pay a portion of the costs due to Medicare's cost-sharing model.
• Preventive care discussions during the Annual Wellness Visit are covered — use this opportunity to discuss any skin concerns.

The Importance of Self-Checks

• Routine full-body skin exams are not covered unless a doctor identifies a suspicious lesion. This makes self-checks crucial for detecting changes in the skin.

What's Not Covered

• Medicare does not cover cosmetic procedures, such as the removal of benign moles or skin tags.
• Original Medicare does not provide coverage for sunscreen or preventive skincare products, though some Medicare Advantage plans may offer additional benefits. It's advisable to check the details of your plan.

Covered Treatments and Limitations

• Experimental or non-FDA-approved treatments are excluded from Medicare coverage.

Stay Proactive About Skin Health

Stay proactive about your skin health. Contact a Medicare advisor or your plan provider to clarify what's included in your specific plan. Your skin's well-being is paramount, so ensure you're protected and informed this summer and beyond.